Online Fraud: Most Common Spammer Tricks
Since the early 2000s, online fraud has been a continuous problem, always ready to snare unwary users. Antivirus software can protect you from many spammer tricks, but occasionally, even the strictest email spam blockers may let a potentially harmful email slip in your inbox. But if you understand the most common spammer tricks, protecting yourself from online fraud becomes much easier.
Bank and Financial Phishing
Email phishing that attempts to steal your credit card or bank account information remains a common online fraud. It is also one of the most dangerous since if you fall for it, you might grant unrestricted accessibility to over your data — you may grant them access to your own cash.
It works like this. Spammers send you bogus messages from banks, PayPal, or alternative payment systems that notify you of a suspicious activity or a failed transaction, or that require you to confirm your identity. Spammers may gather data about you from social networking and other sources prior to sending these emails, which makes them quite persuasive.
If you supply your credit card details or PayPal login information, then they can withdraw money from the account or use your balance to order products online and have them shipped to fake addresses.
Fake notifications have been one of the spammers’ favorite strategies, and they’re everywhere now — in your email, on social networking, on cellular, and even on favorite e-stores.
From Email Services
Countless people around the globe use free email services such as Gmail, Yahoo Mail, Outlook, or AOL. While most of these have built-in spam defenses, clever spammers can still reach your inbox through notifications that allegedly come from the email provider.
These notifications warn you your email account has been accessed by an unauthorized device, invite you to test new, limited features, or request that you affirm your identity. They use fake login pages to steal your private details.
Fake Greeting Cards
There are spammers who would use even something as innocent as online greeting cards to get your data or install malware on your PC. Fake greeting cards from friends or relatives arrive in your inbox using a phishing link. They may offer you a preview of this card, but in order to download it, you want to input your personal info.
A variant of this spam trick utilizes a malware link to take you to a web page that automatically downloads malware, infecting your PC. The best protection against this kind of internet fraud, as against all other people, is to not click links in suspicious emails, not even when they make it into your inbox.